500 - TOLEDO AND LUCAS COUNTY ferred by the firm to their branch establishment at Chicago, Illinois, returning to the east at their expense. After working for a short time in that city he was appointed an instructor at the Joliet, Illinois, penitentiary, by Warden McClaughry, and remained there for about six months,, when he accompanied the warden on his removal to Central Prison of Pennsylvania. Mr. Farrell was connected with that institution for a year and then returned to Toledo, reentering the service of the Gendron Wheel Company, with which he was identified for two years. In 1893 he established a business of his own, engaging in the manufacture of high grade rattan furniture until 1914, when he was obliged to discontinue his activities along that line, owing to the fact that he was unable to secure reeds, which were being used by the 'government in making airplanes for the World war. Mr. Farrell has since concentrated his attention upon the upholstering of fine furniture and has built up a large business in the city, while he also receives many orders from outside points. He is an expert at his trade and his work represents the highest degree of efficiency in his line. On the 14th of June, 1892, Mr. Farrell was married to Miss Maude A. Baxter, a daughter of Mr. and Mrs. Thomas Baxter, well known residents of this city. They had four children but lost the eldest, Mrs. Mark Finch. She was born in 1893 and died April 5, 1921, leaving three children, Helen, Mark, Jr., and Virginia Finch; the second daughter, Mrs. Gertrude Wright, was born in 1896 and acquired her education in the public schools of the city ; Earl P. Farrell was born in 1898, attended the Toledo schools and is now associated with his father in business. He married Miss. Vera Powers of this city ; Howard Edward Farrell, the • youngest member of the family, was born in 1900 and since his graduation from high school he has been connected with the business conducted by his father. Mr. Farrell is identified with the Loyal Order of Moose And is also a member of the Toledo Automobile Club. He had no advantages to aid him at the. outset of his career, but realized that energy, determination and honest dealing are indispensable concomitants in the attainment of prosperity. Through the employment of these agencies he has steadily advanced and his history proves that success and an honored name may be won simultaneously. WILLIAM KULP TERRY William Kulp Terry, head of the bond house of William K. Terry and Company, is one of the best known bond dealers in Toledo. He was born in Muscatine, Iowa, November 1, 1871, and his parents were 0. Scott and Margaret (Bremner) Terry, both of whom were natives of the state of New York. Soon after their marriage they removed to the west, locating in Muscatine, Iowa, where the father established a jewelry store. This he successfully conducted until 1880, when he came to Toledo, and in association with his brother, T. B. Terry, engaged in the cutlery business. They built up a large trade and for many years were numbered among the leading business men of Toledo. Both Mr. and Mrs. Terry passed away in this city and of their 'family of six children, five are living : Fred, Edward, Jennie, Daisy and William K., all of whom are residents of Toledo. After completing his public school course William Kulp Terry attended a preparatory school in Pennsylvania and then took up the study of law, first reading under Mr. Wilson. while later he entered the office of Lee W. Tollerton, both TOLEDO AND LUCAS COUNTY - 503 well known attorneys of Toledo. He was admitted to practice October 14, 1897, and then joined Judge Charles Pratt and his son as a member of the firm of Pratt, Terry & Pratt, which later became Terry & Pratt. From 1897 until 1908, or for a period of eleven years, Mr. Terry successfully followed his profession and then turned his attention to business pursuits, becoming connected with the bond house of Spitzer and Company, later Spitzer, Rorick & Company, with which he remained for five years, gaining a comprehensive knowledge of the business. Subsequently he was one of the firm of Terry, Briggs & Company, of which he was president. In 1922 Mr. Terry severed this connection and organized the firm of William K. Terry and Company, with offices at 136 Huron street. This firm deals in municipal bonds and other high grade securities. His legal knowledge and training is of great assistance to him in this connection and since its inception this firm has enjoyed a steady growth, and ranks with the representative bond and investment security houses of Toledo. On the 5th of June, 1908, Mr. Terry married Miss Helen Suydam, a daughter of Mr. and Mrs. Frank D. Suydam, prominent residents of this city. Mr. and Mrs. Terry have three children : William K, r., born June 8, 1914 ; and Margaret and Mary Ann, twins. Mr. Terry is a director and one of the trustees of the Community Chest, of which he served as president until January, 1922, and he is also a director of the American Information Bureau of New York city. He is a member of the Lucas County, Ohio State and American Bar associations and was chairman of the Liberty Loan committee for the Toledo area, except Lucas county, comprising twenty-one counties. He is a member of the Toledo Club, the Toledo Country Club, the Toledo Automobile Club and the Toledo Chamber of Commerce. In all matters of citizenship his influence is on, the side of advancement and improvement and he brings to his various duties in life a keen mind and a broad intelligence which are the basis of his success. Mr. Terry's residence is on the River road. THE SECOND NATIONAL BANK The Second National Bank of Toledo has, long justified its claim to be "the strongest bank in northwestern Ohio." For fifty-nine years it has figured as a force in the business development and material prosperity of this section of the country. It was organized January 18, 1864, only a few months after the passage of the national bank act and among the original stockholders were many men of prominence in the city, men of substantial worth and farseeing judgment. The bank was originally capitalized for one hundred thousand dollars and its first home was in a building on land adjoining the structure now occupied by the institution. In the course of years the bank occupied several homes and in January, 1894, was destroyed by the great fire which razed a number of the buildings in that part of Toledo. In 1913 work was begun on the magnificent structure which is today the bank's home at the corner of Madison and Summit streets. It is a twenty-one story building which opened its doors on the 12th of October, 1913, and at the reception which was held on that day fully two thousand people visited the new bank. The building towers above all others in Toledo and is situated in the very heart of the business district, while the bank itself is the center of commercial and financial activity in Toledo and northwestern. Ohio. From time to time the Second National 504 - TOLEDO AND LUCAS COUNTY has absorbed several other financial institutions in Toledo and on the 1st of May, 1907, there was a merger of the Second National and the Merchants National, at which time Edwin Jackson, former president of the Merchants National, was elected president of the consolidated institution but he died without ever filling the office. On the 14th of January, 1908, Morrison W. Young was elected to the presidency and continues in that position. Through the intervening period the bank has more than doubled its resources and at the present time its capital stock is one million dollars, while its surplus and undivided profits amount to more than two millions. Its destinies are in the hands of most substantial business men, who temper progressiveness with a safe conservatism, which, however, does not hamper that advance that is necessary to success in the conduct of any business enterprise or institution. JOSEPH F. BRANDHUBER Mercantile interests of Toledo find a prominent representative in Joseph F. Brandhuber, president of the Finkbeiner Furniture Company, who stands high in business circles of the city and has won success through industry, ability and tenacity of purpose. He was born in Perrysburg, Ohio, October 21, 1863, and his parents, Sebastian and Katherine (Lindenfield) Brandhuber, were both natives of Germany. During their youth they left that country and came to the United States, settling in Perrysburg, Ohio, in 1855. There the father successfully followed the trades of a machinist and blacksmith and both Mr. and Mrs. Brandhuber continued residents of that place until called to their final rest. To their union were born five children, one of whom died in infancy. Those who survive are : Joseph F. and Casper, both of whom are living in Toledo; and Cecelia, who follows the profession of nursing at Perrysburg, Ohio. The public schools of his native town afforded Joseph F. Brandhuber his educational privileges and his initial business experience was obtained in the hardware establishment of Whittaker, Haines & Company, with which he was identified for many years. In 1905 he became connected with Finkbeiner's furniture store, located on Main street, in East Toledo, buying an interest in the business, and was made treasurer of the concern. In 1917 he purchased the: controlling stock of the business, which he still conducts under' the title of the Finkbeiner Furniture Company. He is filling the office of president and since taking over the business has infused new life into the enterprise, which he conducts along the most modern and progressive lines. He carries a carefully selected stock of furniture, rugs, carpets, draperies and household furnishings and has one of the largest and finest mercantile establishments on the east side. He has made the "square deal" a principle of his life and has therefore gained a large share of the public patronage, being regarded as one of the most reliable merchants in the city. Mr. Brandhuber has been married three times. On November 17, 1892, he wedded Miss Harriet Anna Hunt, a daughter of Mr. and Mrs. Louis M. Hunt, prominent residents of Perrysburg, Ohio. Her demise occurred at that place in February, 1904. His second union was with Mrs. Gertrude (Finkbeiner) Hughes, of Perrysburg, whom he married on the 24th of April, 1905, and on May 25, 1920, she was called to her final rest. They became the parents of a daughter, Katherine Annette, who was born in Toledo in 1912 and is now attending the public schools. For his third wife he chose Mrs. Edith Hollenbeck Maddy, a daughter of Mr. and TOLEDO AND LUCAS COUNTY - 505 Mrs. Edward Hollenbeck of Perrysburg, and their marriage was solemnized on the 14th of June, 1921. Mr. Brandhuber gives his political allegiance to the republican party, because of his belief that its principles will best conserve the interests of good government. He has never been neglectful of the duties of citizenship and served for one term as commissioner for the blind in Wood county, Ohio. He is also a member of the Chamber of Commerce, the Toledo Furniture Dealers Protective Association and the Ohio Furniture Dealers Association. He is prominent in Masonry, having taken the thirty-second degree in the Scottish Rite Consistory, and he is also a past master of his lodge and a past high priest of the chapter. Mr. Brandhuber has never feared that laborious attention to business which must precede ascendancy and to him has come the crown of earnest effort and untiring industry—success and an honored name. FRED O. PADDOCK Fred O. Paddock, president of The Paddock-Hodge Company, grain merchants, was born at Argyle, Wisconsin, December 16, 1853, a son of Oscar Howland and Ann (Threadgold) Paddock, the former a native of Woodstock, Vermont, while the latter was born in Huddlesfield, England. Oscar H. Paddock removed to Warren, Illinois, in early manhood, and there engaged in various industries and later he became agent for the Illinois Central Railroad. Afterward he turned his attention to the lumber business, which he developed along extensive lines, establishing a chain of lumberyards in Pana and various other Illinois cities and towns. This business he continued to develop and direct until his death, and it was afterward conducted by his son, being still owned by Fred O. Paddock and his brothers. Fred O. Paddock attended the public and high schools of Pana to the age of thirteen years and then began working in his father's lumberyard. He fterward became assistant cashier of the Nokomis National Bank at Nokomis, Illinois, and resigned his position there, went to St. Joseph, Missouri, where he became assistant manager of a large department store. In 1875 he concentrated his efforts and attention upon the conduct of a lumber business in connection with his father and brother and was thus associated until 1886. In that year he organized the firm of Southworth, Paddock & Company, wholesale grain dealers, which afterward became Bowman, Paddock & Company. Later the business was carried on under the style of the United Grain Company and eventually the company was dissolved, while Mr. Paddock became the organizer of The Paddock-Hodge Company, of which he is president. He has long been accounted one of the foremost figures in connection with the grain trade in Toledo. On the 28th of August, 1877, Mr. Paddock was married to Miss Ada Blatt of St. Joseph, Missouri, daughter of Mr. and Mrs. R. T. Blatt. They have become parents of four children: Jessie, who was born in Nokomis, Illinois, is the wife of Jesse W. Young of Toledo, wholesale grain dealer, and they have one child, Ada Helena Young ; Ormond Howland, born in Nokomis, Illinois, was graduated from Cornell University, and is now vice president and treasurer of The Paddock-Hodge Company ; Ada Louise, who was educated in the National Park Seminary at Washington, D. C., is the wife of Fred C. King, of Berkeley, California, and they 506 - TOLEDO AND LUCAS COUNTY have two children, Fred C., Jr., and Louise Ann King ; Marion, who was also educated in the National Park Seminary, is Mrs. Donald F. Smith of Defiance, Ohio. Mr. Paddock is a charter member of the Toledo Country Club and also a member of the Inverness Club. He likewise belongs to the Commerce Club and to the Transportation Club, and has served three terms as president of the Toledo Produce Exchange, while for a number of years he has been a member of its board of directors. He is a member of the Collingwood Avenue Presbyterian church, in which he has served as deacon and elder, and for several years served as a director of the Young Men's Christian Association. He is a man of most progressive spirit, this being manifest in his public connections, as well as in the management of his private business affairs, and his position is a most creditable and gratifying one in connection with the wholesale grain trade circles of the middle west. In 1890 Mr. Paddock erected one of the first two houses in the district between Collingwood avenue and Wagon Works Station, now the heart of the choice residential section of Toledo. F. G. REDD F. G. Redd, one of the leading furniture dealers of Toledo, has also found time to participate in civic affairs and belongs to that class of men who while promoting individual interests also contribute in large measure to public progress and prosperity. He was born in Morrow county, Ohio, February 14, 1865, and his parents were Andrew. and Rachel A. (Shaw) Redd, also natives of this state, the former born in Coshocton county and the latter in Morrow county. In his youth the father removed to Marion county, Ohio, and later to Morrow county, where he became identified with agricultural pursuits, devoting his attention to the cultivation and development of a large and well improved farm. He continued to reside on that property until his demise, which occurred in 1885. The mother is still living and has reached the age of eighty years. In their family were five children, three of whom survive : F. G. ; Mrs. Daisy B. Waddell of Detroit, Michigan ; and J. S., a resident of Marion, Ohio. The country schools of Morrow county afforded F. G. Redd his educational advantages and he assisted in the operation of the home farm until he reached the age of twenty-six years, when he went to Van Wert county, Ohio, where he purchased a small tract of wild land. This he cleared and developed, continuing active in its cultivation for three years, when he sold the place and removed to Convoy, Ohio. There he entered the hardware business, which he conducted successfully for ten years, and then sold the enterprise, coming to Toledo on the 4th of January, 1904. He located in the eastern part of the city, where he engaged in the fuel business for two years, at the end of which time he disposed of his interest in the undertaking and became identified with the Finkbeiner Furniture Company, with which he remained for a year. In 1907 he established his present furniture business now located at 206-8-10 Main street, starting on a small scale and gradually expanding his interests until he has one of the finest establishments of the kind in the city. He is sole owner of the business and carries a large stock of high grade furniture and household equipment. He closely studies trade conditions and the wants of the public and owing to his straightforward dealing and capable management has succeeded in building up a TOLEDO AND LUCAS COUNTY - 509 large patronage. He also has other business interests, being a director of the Ohio Savings Association. Mr. Redd was married June 25, 1885, to Miss Maggie. P. Shaw, a daughter of Mr. and Mrs. A. H. Shaw, well known residents of Morrow county, Ohio. Mr. and Mrs. Redd have' five children, of whom Ethel G. is the eldest. She is a native of Morrow county. and there attended the district schools, completing her studies in the high school at Convoy ; Mrs. M. E. Higbie, the next in order of birth,. was also born in Morrow county and is now a resident of Toledo. She acquired her education in the public schools of Convoy and also was a pupil at Mrs. Meredith's private school; Mrs. Iva B. Soncrant, a native of Van Wert, Ohio, attended grammar school at Convoy and completed a course in a high school of this city. She resides in Toledo and has two children, Genevieve and Juanita ; Dale S. was born in Convoy, Ohio, and educated in the public schools of Toledo. He married Miss Hazel Sanders and they have a son, Dale S., Jr.; Gale L., also a native of Convoy, is associated with his father in business. Mr. Redd is a member of the Euclid Avenue Methodist Episcopal church and his political allegiance is given to the republican party. His deep interest in the welfare and progress of his community led him to take an active part in public affairs and for f our years he served on the city council of Toledo. He was also a member of the commission appointed by Judge John M. Killits to work out the community traction problem, and owing to their efforts the residents of Toledo now have a splendid street 'railway system. He is a Knights Templar Mason and a member of the Chamber of Commerce and the East Side Commercial Club, and of the last named organization has been president for two years. He has made steady progress since starting out in the business world and the secret of his success lies in the fact that he has never been afraid of earnest labor and that his diligence and close application have ever been supplemented by integrity and reliability. His influence is always on the side of advancement and improvement and he puts forth every possible effort for the benefit and upbuilding of the city in which he makes his home. THE BOCK BEARING COMPANY The Bock Bearing Company of Toledo was incorporated June 19, 1913, with 'William E. Bock, Henry L. Bock, Frank H. Geer, Richard W. Kirkley and Joseph W. Lane as incorporators. The capital stock was three hundred and seventy-five thousand dollars, of which one hundred and fifty thousand dollars was 'preferred stock and two hundred and twenty-five thousand dollars common stock. William E. Bock became president and general manager, with A. M. Donovan as secretary and treasurer. The basis for the organization of the company was the granting by the United States patent office of several letters patent covering specially designed Taper Roller Bearing and special machines for its production. In the latter part of 1913 the company purchased land on Phillips avenue, west of Detroit avenue, and built a one-story brick and steel building. This was completed and occupied about January 1, 1914. Prior to the completion of this building the experimental work and early tooling-up processes were carried on in a small plant on Oakwood avenue, in the city of Toledo. From 1914 to the spring of 1916 the company perfected its 510 - TOLEDO AND LUCAS COUNTY manufacturing processes and built up quite a large volume of business, which taxed the capacity of the plant as well as the company's finances. Therefore in April, 1916, the. company was reorganized and its capital increased to one million, six hundred and fifty thousand dollars, of which four hundred and fifty thousand dollars was preferred stock and one million, two hundred thousand dollars common stock. In March, 1917, negotiations were completed whereby the Standard Parts Company of Cleveland, Ohio, purchased substantially all of the outstanding common capital stock. The volume of business was gradually built up until today the company ranks as the second largest Taper Roller Bearing concern in the United States. Its product is accorded the honor position by the engineering fraternity, with respect to design and quality. The plant contains about four hundred and fifty thousand square feet of floor space and normally employs seven hundred ,and fifty. men. The present officers of the company are : Frank A. Scott of Cleveland, Ohio, president ; Robert E. Clingan of Toledo, vice president and general manager ; Cyril G. Steinbicker of Toledo, treasurer ; and Peter A. Connolly of Cleveland, secretary. The directors are Maynard H. Murch and Frank A. Scott of Cleveland, and William E. Bock, Robert E. Clingan and Cyril G. Steinbicker of Toledo. ARION E. WILSON Prominent among the energetic, farsighted and successful business men of Toledo is Arion E. Wilson, who has long figured in financial circles, being now the president of the Toledo Title Company. Pennsylvania claims him as a native son, his birth having occurred at West Lebanon, on the 28th of April, 1850, his parents being James and Eliza A. (Morgan) Wilson, the mother being a representative of one of the old families from Wales. The first record of the family in America has to do with representatives of the name in Philadelphia, Pennsylvania, in 1712. Spending his youthful days under the parental roof, Anion E. Wilson attended the public schools of West Lebanon, and afterward entered an academy of western Pennsylvania, thus completing his more specifically literary course. Later he became a student in the law department of the University of Michigan at Ann Arbor and there continued his preparation for the bar until graduated in 1877, with the ,LL. B. degree. In his law practice he always specialized in land titles and, more and more largely concentrating his efforts in this field of labor, he is now the president of the Toledo Title Company, one of the strong and splendidly organized corporations of the. city, based upon the most progressive and reliable business methods and characterized at all times by an effort for real service to its clients. Mr. Wilson is likewise a member of the advisory board of the Security Savings Bank & Trust Company and his mine has become recognized as a synonym for all that makes for progress and advancement in connection with his line of business. In 1893 Mr. Wilson was united in marriage to Miss Clara Moorhead of Indiana county, Pennsylvania. They are members of the First Congregational church of Toledo and their interest is manifest in their liberal support of the church and active cooperation in its various lines of work. Fraternally, Mr. Wilson is a Mason and has taken the Royal Arch and council degrees. He belongs to the Toledo Commerce Club, the Country Club, the University of Michigan Club, the Lucas County TOLEDO AND LUCAS COUNTY – 513 Bar Association, the Ohio State Bar Association, the Historical Society of Northwestern Ohio, and the Toledo Museum of Art. Thus the interests of his life have ever been evenly balanced, bringing about a well rounded development that has qualified him to cope with all of the demands made upon him through the relations of business, social or public life. His residence is at No. 2309 Robinwood avenue. GEORGE D. BLACK, M. D. On the list of Toledo's professional men appears the name of Dr. George D. Black, who is engaged in the' general practice of medicine 'and has gained that success which follows concentrated effort and the fit utilization of the talents with which nature endowed him. He was born at Dundee, Michigan, July 17, 1887, and is a son of George W. and Mary (Bell) Black, the former a native of Fremont, Ohio, and the latter of Dundee. They were married in Michigan and afterward removed, to North Baltimore, Ohio, where they still reside. For many years. the father has engaged in oil development work and he has been very successful in his operations in that line. Mr. and Mrs. Black have become the parents of two sons : George .D. ; and Frank, who is living in Chicago, Illinois. After completing his course at the high school of North Baltimore, Ohio, Dr. Black entered the medical school of Northwestern University of Chicago and was graduated in .1914. He chose Toledo as the field of his professional activities and has never had occasion to regret his selection, for his efforts have been rewarded by a gratifying measure of success and he is now caring for a large practice. He closely studies the cases that come under his care and is most thorough and painstaking in diagnosis, correctly applying his knowledge to the needs of his patients. Dr. Black was married October 6, 1916, to Miss Marie Schroeder, a daughter of Mr. and Mrs. William H. Schroeder of this city. Dr. and Mrs. Black have three sons : William, who was born in 1917 ; George, born in 1919 ; and Robert, born in 1921. Dr. Black is a Royal Arch Mason and his professional connections are with the Toledo & Lucas County Academy of Medicine, the Ohio State Medical Society and the American Medical Association. He is a young man of enterprising spirit, commendable ambition and untiring energy who holds to high ideals in his professional work, and his, fellow practitioners and the public accord him a position of prominence in his chosen vocation. ALVIN MANSFIELD WOOLSON Alvin Mansfield Woolson, founder of the Woolson Spice Company, one of the largest commercial institutions of Toledo, has been a resident of this city for nearly a half century. Like many other successful pioneer merchants, his early life was one of struggle and he overcame many obstacles in his path to success. He was born in Erie county, Ohio, October 2, 1841, and is of old and substantial American stock. His remote American ancestor was Joseph Woolson, who came from Canterbury, England, in 1630 and settled at Weston, Massachusetts, where he built a blockhouse for protection against the Indians. He soon removed to Newton, Massachusetts. His son Thomas was born in 1630, and in 1660 married Sarah 514 - TOLEDO AND LUCAS COUNTY Hyde, by Whom he had six children. The third generation is also represented by Thomas Woolson, who married Elizabeth Chadwick and had eight children. The fourth of these. eight children was Joseph Woolson, who was born in 1699, and married first Eliza Upham, and second Grace Gregory. Asa Woolson, of the fifth generation, was born in 1733, married Eliza Knight, and they had a family of twelve children, ten boys and two daughters. Elijah Woolson, representing the sixth generation, was born in 1769 and married Rebecca Batchellor, who was the mother of eight sons and one daughter. Rebecca Batchellor was a daughter of Nehemiah Batchellor, a captain in General Washington's army in the American struggle for independence. Rebecca was the grandmother of Alvin Mansfield Woolson. Ira Knight Woolson, father of the Toledo merchant, was born in 1812 at Lisbon, New Hampshire. He married at Buffalo, New York, Arietta Mansfield, and they soon afterward moved to northern Ohio. Alvin Mansfield Woolson received his early education in the noted "Country Schoolhouse on the Hill" and grew to manhood on a farm. As soon as he was old enough to see over a counter he was placed in a store, but the next year did the work of a printer's devil, carrying newspapers, until the confining nature of a printing office caused him to seek outdoor employment. He worked a year on a farm, greatly to his physical benefit, and he also learned the machinist's trade. He was not twenty years of age when the war broke out. He enlisted in Company M, First Regiment, Ohio Volunteer Heavy Artillery, formerly the One Hundred and Seventeenth Ohio Volunteer Infantry. He made a gallant record as a Union soldier, was promoted to sergeant major, and was in the Union army from 1862 until September, 1865, when the regiment was honorably discharged. On October 12, 1916, at Tiffin, Ohio, Company M held a Golden Jubilee Reunion, at which Mr. Woolson was made the guest of honor. A souvenir program with a splendid portrait of him was distributed to each member. The inscription on this program was : "Our Guest of Honor, Comrade Alvin M. Woolson. The boy sergeant-major, member of the Staff of the First Ohio Heavy Artillery, Second Brigade, Fourth Division, Twenty-third Army Corps ; who served with distinction during the war for the Union, 1861 to 1865, in the campaign through Kentucky, Tennessee, Georgia, North Carolina and Virginia." After the close of the war. Mr. Woolson went to what was then the far west, and at Kansas City, Missouri, was employed by the Union Pacific Railway Eastern Division in the capacity of accountant, having charge of the government freight. This work he continued while the railroad was being built from Kansas City to Denver. Railroad building, especially across the great plains, was a very hazardous undertaking. Many times the builders virtually had to fight their way through bands of hostile savages. Mr. Woolson's particular services required the supervision of the government freight, which was carried by the railway company to the end of the tracks, at which point the government wagons received it and conveyed it to the different army reservations. A year and a half of this arduous and rather exciting outdoor life constituted one of the most noteworthy of Mr. Woolson's early experiences. He then returned to Ohio and became a country merchant at Berlin Heights in Erie county. While he was in business there he selected his future partner for life. Soon afterward he sold his store at Berlin Heights and engaged in a new business at Wauseon, Ohio. A few months after getting established there he returned to Berlin Heights and married Miss Frances D. Tillinghast. They were married October 12, 1870. TOLEDO AND LUCAS COUNTY - 515 Mrs. Woolsop, who was born November 30, 1846, is also of a prominent American family. Her father, William Tillinghast, who died at Toledo, September 12, 1890, was a descendant. of Pardon Tillinghast, who was one of the first pastors of the Roger Williams church at Providence, Rhode Island, serving that congregation from 1712 to 1717. Mrs. Woolson's mother was Eliza Squire, who was born in 1812 and died July 15, 1884, at Toledo. Her ancestors were members of the Buckley family, related to General Israel Putnam, one of the heroes of the Revolution. The children of Mr. and Mrs. Woolson are : Maude Ellen, who is married to Herman H. Brand and lives in Toledo ; Weona, who is now the wife of Walter J. Engle, and whose home is in Chicago ; and Constance Fenimore, who is now Mrs. John E. Barney and resides in Toledo. Mr. and Mrs. Woolson reside at 2057 Parkwood avenue. After several years of business activity at Wauseon, Mr. Woolson came to Toledo in 1875 with the express purpose of starting in the coffee and spice business. He found that his capital was not sufficient to enable him to undertake such an ambitious enterprise, and he accordingly entered the retail grocery business, which he handled on a successful scale until 1882. Toledo had had for some years a firm known as C. C. Warren & Company, coffee roasters and spice dealers, .but they became involved in financial difficulties for several months, when the remnant was offered for sale. After over a month's negotiation Mr. Woolson bought out this firm. He had in the meantime succeeded in interesting the wholesale grocers of Toledo, all of whom became stockholders in the new company under Mr. Woolson's management. That was a strong point in his organization, but Mr. Woolson's personal faith was so strong in the business that there was no question of its success from the start. It was Pliny Watson of the Emerson Company, wholesale grocers, who suggested that the name of the company be the Woolson Spice Company, as he remarked he desired to name the company after a man who had never failed. All of the wholesale grocers of Toledo at that time were represented in the original list of stockholders, including Pliny Watson, George Emerson, James Secor, John Berdan, John B. Ketcham and S. B. Wood. Having stock in the Woolson Spice Company, these merchants naturally became interested in the sale and distribution of the products, and R. A. Bartley and others were added to the board of directors later. From the very start the Woolson Spice Company prospered, and continued to grow until it was the second largest coffee concern in the United States. The business was finally sold to the Havemeyers, the great sugar refiners, and a small interest was also purchased by the Arbuckle Brothers coffee concern, for the purpose of ruining the business. This interest resulted in a great deal of litigation between the sugar and coffee corporations, and while this is a matter of note, it occurred just a few months before Mr. Woolson retired from the company. The business is still conducted at Toledo under the original name and is engaged in roasting coffee and marketing spices, as formerly. Since retiring from active business in May, 1897, Mr. Woolson has traveled extensively and given his attention to his private affairs. Mr. Woolson has long been counted one of Toledo's public-spirited citizens. In point of service he is one of the oldest directors in the Second National Bank, was for a quarter of a century a director in the Northern National Bank, and is one of the founders and a director in the Union Savings Bank. He is a member and has long been active in the Society of Colonial Wars, and in 1916 was deputy governor general of the National Society. He is a member of Anthony Wayne Chapter of the Sons of the American 516 - TOLEDO AND LUCAS COUNTY Revolution, and in 1916 was vice p resident general of the National Society. He is a member and one of the board of managers of the Society of Sons of the Revolution. He is one of the vice presidents of the Star Spangled Banner Association and in 1915 was selected by Governor Cox as one of the two delegates from Ohio to attend the convention at Baltimore, celebrating the one hundredth anniversary of the writing of the Star Spangled Banner. Mr. Woolson has in many ways befriended the old soldiers of our country and has been a member of Toledo Post, Grand Army of the Republic, since its organization and has held many of its offices. He has attended nearly all the national encampments of the Grand Army of the Republic since 1866, and for 1916-17 was one of the seven members of the executive committee of the national commander-in-chief. Mr. Woolson is president of the Toledo Soldiers' Memorial Association, is a member of the Maumee Valley Pioneer and Historical Society, life member of the Ohio Archaeological and Historical Society, member of the Mississippi Valley Historical Association, the National Geographic Society, and many other organizations, and is a trustee of the First Congregational church of Toledo. He is an honorary member of the United Spanish War Veterans and a member of the Ohio Society of New York. He is also a member of both the Toledo and Country clubs, the Toledo Art Museum and the Toledo Newsboys' Association. Mr. Woolson was one of the first organizers of the Chamber of Commerce during the exciting times Of the discovery of natural gas, and was particularly active in securing many new enterprises to locate in the city, some of which are today among the most prominent in Lucas county. GUSTAV LAY Gustav Lay occupies one of the attractive homes of Toledo, situated on Parkwood avenue, and thus amid most attractive surroundings he is spending his days in the enjoyment of well earned rest, for through a long period of close connection with the bakery business he accumulated a handsome fortune that now enables him to live retired. He came as a youth from Germany to the new world, empty-handed, yet possessed of laudable ambition and resolute purpose, and soon winning employment at his trade, which he had partially learned in his native country, he entered upon, a period of steady advancement that at length brought him to the leadership of one of the large bakery establishments of the state. Mr. Lay was born in Baden, Germany, December 9, 1864, his parents being Christian and Barbara (Hoflin) Lay, who were also of German birth and came to America two years after the arrival of their son Gustay. The father, who had engaged in linen weaving in his native country, turned his attention to farming in the new world. Both he and his wife have departed this life. In their family were six children : Christ, Frederick, Henry, Barbara, William and Gustay. The last named was a pupil in the public schools of his native country until his eleventh year, after which he entered upon an apprenticeship at the baker's trade. He came to America in April, 1883, when a youth of not yet seventeen, and for several weeks was employed in various ways whereby he might earn an honest living. At length, however, he was able to secure a position at the baker's trade, with which he had become somewhat familiar in his native country, and here he further mastered the business. Eventually he determined to start out on his own account TOLEDO AND LUCAS COUNTY - 519 and in 1888 opened a small bakery on Scott street in Toledo, assisted by his wife. He remained at that location for seventeen years, during which period he developed the business to extensive proportions and at the end of that time organized the United Baking Company, of which he continued the president and general manager until 1912, when he sold the business to the General Baking Company and of the latter he became a director and general superintendent, remaining in that connection up to, the time of his retirement from active management on the 1st of May, 1922. Be still retains financial and official connection with the General Baking Company. Among his other business interests he is vice president and also a director -of the Toledo Electric Sales Company, one of the very prosperous of Toledo's commercial houses, whose growth has been rapid and substantial. His success was the merited outcome of close application, indefatigable effort and unfaltering determination and from the beginning he recognized the fact that satisfied customers are the best advertisement. He always held to the highest standards in the quality of goods sent out from his bakery and the splendid reputation which he won enabled him to enjoy from the beginning a large and growing trade. In June, 1890, Mr. Lay was married to Miss Sophia Sackmann, a daughter of Mr. and Mrs. George J. Sackmann, well known in Toledo. Mr. and Mrs. Lay have a daughter, Augusta, who is now the wife of R. T. Adams. She was born in Toledo and educated in the public and high schools of this city. By her. marriage she has become the mother of one child, Betty Kathlyn. Fraternally Mr. Lay is connected with the Elks and with the Independent Order of Odd Fellows. He is also a member of the Commerce Club, the Exchange Club and the Maumee River Yacht Club. Extremely fond of travel, he has made several extensive European trips with Mrs. Lay as his companion, visiting many points of historic and of modern interest, and he plans to spend not. a little of his time in the same way in the future. He is yet in the prime of life but already he has reached a notable point of prosperity, so that he is able to put aside the more arduous cares of business and enter into those pursuits and pleasures of which leisure and success permit. His record shows what can be accomplished in a land unhampered by caste or class, where opportunity is open to all, for through the utilization of the chances which- have come to him, he stands today among the prosperous residents of Toledo. EDWIN J. HUBER For many years members of the Huber family have occupied positions of, prominence in commercial circles of Toledo in connection with the tailoring business and Edwin J. Huber has proved a worthy successor of his father in this field of activity. His birth occurred in this city on the 10th of October, 1879, and his parents, Joseph C. .and Agatha (Machen) Huber, were also natives of Ohio, spending their lives within the borders of the state. They were residents of Toledo and the father, who was a tailor by trade, successfully followed that business in this city for a considerable period, building up a large patronage. His death occurred on the 1st of August, 1908. The mother was called to her final rest on the 3d of September, 1896. Of the eleven children born to their union six are living, namely : Charles H. ; Stella ; Joseph C., Jr., a prominent architect of this city ; 520 - TOLEDO AND LUCAS COUNTY Walter L., of Toledo, who is dealing in automobile supplies ; Ralph William; and Edwin J. Edwin J. Huber acquired his education in the parochial schools of Toledo and afterward learned the tailor's trade under the able instruction of his father. In 1907, when twenty-eight years of age, he opened a shop of his own, which he has since conducted successfully, his establishment being located at No. 707 Madison avenue. He carries a large assortment of imported and domestic woolens of the best quality and has always been found thoroughly reliable and straightforward in all commercial transactions. He is conscientious and painstaking in his work, which never leaves the shop until the highest degree of perfection possible has been attained, and his success is largely attributable to the fact that a patron once gained is always retained. He is an expert tailor and numbers among his customers the leading business and professional men of the city, while he also has a large outside trade. He likewise has other business interests. Mr. Huber is a communicant of the Roman Catholic church and a member of the Knights of Columbus. He is also identified with the Benevolent Protective Order of Elks, the Retail Merchants Association, the Chamber of Commerce, the Toledo Club, the Rotary Club, the Toledo Yacht Club, the Toledo Zoological Society and Merchant Tailors National Association, in which he is serving actively. He stands high in business circles of the city and his life has been an exemplary one in all respects, winning for him the unqualified esteem of those with whom he has been brought into contact. HARRY E. COLLIN Harry E. Collin, president of the well known stock brokerage house, The Collin-Norton Company, is one of the prominent figures in Toledo's financial and investment circles. He was born at Tontogany, Ohio, December 4, 1885, a son of Robert J. and Alice E. Collin. Robert J. Collin, who is still living, was engaged in the drug business in Tontogany, Wood county, for a period of thirty-nine years, retiring in 1912. His two sons are prominent business men of Toledo. Charles A. Collin is now vice president of the Toledo Newspaper Company. Harry E. Collin was graduated from the high school of his native city and afterward pursued a special course in accounting and commercial law. Following the completion of his education he was associated with his father, Robert J. Collin, in the drug business at Tontogany until the spring of 1906, when he came to Toledo and obtained a position with the Northern National Bank, continuing in active connection with that institution until 1912, when he became associated with the Citizens Safe Deposit & Trust Company in its stock and bond department. In 1913 this department was taken over by The Citizens Securities Company, which was organized and controlled by W. B. Snyder and H. E. Collin. The business was conducted under that name until January, 1920, when Mr. Collin and H. H. Norton purchased Mr. Snyder's interest in the business and changed the name to The Collin-Norton Company. This company has built up a brokerage business that ranks it with the strongest and most reliable houses in its line in Toledo. Since attaining his majority Mr. Collin has been connected with financial interests and has constantly been in a position to familiarize himself with investment securities, of which he has a most intimate and accurate knowledge. He has been TOLEDO AND LUCAS COUNTY - 523 the central figure in a number of big deals involving not only Toledo business and industrial interests, but elsewhere in the country as well and his judgment in matters of this character probably carries as much significance as that of any other man in Toledo. He has extended his efforts also into other fields and aside from his connection with 'The Collin-Norton Company' is now the secretary and treasurer of the National Dairy Company of Toledo, treasurer of the Maumee Finishing Company of this city, a director of the Commerce-Guardian Trust & Savings Bank, a director of the Toledo Milling Machine Company and a director of the Canadian Libbey-Owens Sheet Glass Company. His interests are thus broad and varied in their 'character and his sound judgment is regarded as a valuable asset in the successful conduct of the corporations with which he is identified. In his business career he has displayed marked progressiveness and enterprise, combined with keen insight into, business affairs and a ready recognition of opportunity. He has a wide acquaintance with financial men throughout the country. In October, 1913, Mr. Collin was united in marriage to Miss Selma G. Gardner, a daughter of I. E. Gardner of Toledo. Mr. and Mrs. Collin have one daughter, Virginia Alice, born April 18, 1922. Mr. Collin belongs to the Masonic fraternity, being a Consistory Mason and a member of Zenobia Temple of the Mystic Shrine. He is also identified with the Chamber of Commerce of which he is a trustee, the Toledo Club, the Country Club, the Carranor Hunt and Polo Club, the Ottawa Park' Riding Club and the Inverness Club, and belongs to the Bankers Club of New York. Mr. Collin's residence is at No. 2604 Robinwood avenue. ADELBERT LORENZO SPITZER Few names are so well known throughout the financial world in connection with the municipal bond and investment business as that of Adelbert Lorenzo Spitzer. There is no phase of the business with which he is not thoroughly familiar. Starting out in life as a representative of financial interests, he early recognized the fact that close application and industry are indispensable elements in the attainment of success, and these qualities he has ever cultivated, with the result that his position is now most enviable. Ohio numbers him among her native sons, his birth having occurred on a farm in Medina county, August 15, 1852. He is descended in the paternal line from Holland ancestry, his great-great-grandfather having been Dr. Ernestus De Spitzer, who crossed the Atlantic on the ship "Two Brothers," from Rotterdam, Holland, reaching Philadelphia in 1747. He afterward removed to Schenectady, New York, where he engaged In medical practice for many years, and he served with distinction as surgeon in the French and Indian wars, after which he received an appointment as surgeon general of the provincial forces. Some of his descendants married into the Schermerhorn and Astor families, two of the most distinguished families of the east. Adelbert L. Spitzer is the youngest son of Garrett and Mary (Branch) Spitzer, and through the maternal side he is descended from James Thompson, who came from England in 1682 as a member of a large colony headed by Governor Winthrop. Another ancestor of Mr. A. L. Spitzer in the maternal line was John Thompson, a distinguished banker of New York city, and publisher of the Thompson Bank Note Reporter, a very important financial publication of those days, and who was 524 - TOLEDO AND LUCAS COUNTY one of the framers of the National Banking Act. He established the First National Bank in New York, the first institution given a charter under the Act of 1862, and was its first president. He afterwards organized the Chase National Bank of New York city, which he thus named in honor of Salmon P. Chase, statesman, who was largely instrumental in promoting the national banking system and who was a warm personal friend of Mr. Thompson. Garrett Spitzer, father of A. L. Spitzer, like his son figured prominently in financial circles. He was born in Schenectady, New York; November 7, 1817, his parents being Nicholas and Nancy (Bovee) Spitzer. His wife, who bore the maiden name of Mary Jane Branch was born March 22, 1827, in Worthington, Massachusetts, her parents being Elisha and Sarah (Thompson) Branch. To this union three sons and five daughters were born. Their son, Adelbert L. Spitzer, had the usual experiences of a farm bred boy, remaining on the old homestead until the age of twenty years, during which time he pursued his education in the public schools of the neighborhood and in Lodi Academy. He put aside his textbooks, however, in December, 1872, in order to accept a position in the Exchange Bank at Seville; Ohio, and thus he initiated his business career, which was a foreshadowing of a line of activity which has claimed his attention throughout the intervening years. On September the first, 1873, a few weeks after attaining his majority, he joined his brother, Amherst T. Spitzer, in establishing the Bank of North Amherst under the firm name of 'Spitzer Brothers Success attended the venture, and in 1878 he purchased his brother's interest in the business continuing to conduct the bank successfully until 1882, when he retired and removed to Toledo. In this city Adelbert L. Spitzer joined his cousin, Gen. C. M. Spitzer, and organized a bank and bond house under the firm name of Spitzer & Company, which for more than four decades has maintained its chief offices in Toledo, with branch houses in New York, Chicago and various other cities. The company has always enjoyed the distinction of being the first concern west of New York city to engage strictly in the buying and selling of municipal bonds. It has always been known as "the father of the municipal bond business of the west," and its name has ever been synonymous with absolutely safe investments. It has always been a source of pride and satisfaction to the company that the heads of every bond house in this city, with but one or two exceptions, (and they are firms of recent origin) received their training either directly or indirectly from Spitzer & Company. In 1893 Mr. Spitzer with his cousin, General Spitzer, began the erection of the Spitzer building, and in 1900 they added the annex. The structure, the first large steel construction building of Toledo, contains some seven hundred offices, and still ranks as one of the best office buildings in the state. In 1905 they built the Nicholas building, a seventeen story structure; opposite the Spitzer named in honor of their grandfather, Nicholas Spitzer. With the dissolution of the partnership, Mr. Spitzer took the building bearing his name, and General Spitzer the Nicholas building. These two buildings will, ever stand as worthy monuments to the business sagacity and acumen of their builders. Their location at the intersection of Madison Avenue and Huron street has always reflected great credit on the company, disclosing as it did exemplary judgment and a natural intuition as to the trend of the city's business development. Another tribute to the bigness of their financial ambitions and attainments are the four banks they organized outside of the city, all growing and prosperous institutions today. They are the Savings Deposit Bank in Medina, The Oak Harbor